The Top 10 Instant Loan Apps in Nigeria Without BVN

10 Best Instant Loan Apps Without BVN In Nigeria: Do you have an emergency financial responsibility to meet, but payday is still a long way off? Do you need a list of instant loan apps without BVN in Nigeria? The Bank Verification Number (BVN) is an 11-digit unique identification number for every individual in the Nigerian banking industry.

The BVN ensures that you can conduct transactions securely at any Point of Banking Operations in Nigeria. However, some fraudulent loan apps in Nigeria compromise your data and use your BVN for illegal and fraudulent purposes. As a result, you may not want to release your BVN to these fraudulent lending platforms in some cases.

We brings you a list of the top 10 instant loan apps in without BVN in Nigeria . You can get a loan in Nigeria in minutes with any of them from the top providers we have carefully researched for your consideration. See the following list:

  • PalmCredit Loan App
  • Carbon Loan App
  • Alat by Wema Bank Loan App
  • FairMoney Loan App
  • JumiaOne Loan App
  • OKash by Opay Loan App
  • Aella Credit Loan App
  • Eyowo Loan App


Fair money: FairMoney offers fast loans within 5 minutes with no documentation or collateral required. The loan amounts vary based on your smartphone data and repayment history. Loan amounts range between ₦1,500 to ₦500,000 with repayment periods from 61 days to 180 days at monthly interest rates that range from 10% to 30%

Aella credit

Aella credit is a one-stop-shop for all your financial services. They offer short-term personal loans that range from ₦2000 to ₦1,000,000 with repayment periods from 1 – 3 months. Their interest rates range from 6% – 20%. You get access to higher amounts and better rates if you work with an Aella Credit partner company.

Palm credit:

PalmCredit offers fast loans in small amounts for first-time applicants. You get access to higher loan amounts when you pay back your loans on time. Palmcredit Monthly interest rate ranges from 4%~4.7% while Loans Interest Rate ranges from 14% to 24%. Their loan limits range From ₦ 2,000 to ₦100,000 with a repayment period between 91 days to 180 days.

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